You probably know all too well that things don’t always go according to plan, and that applies to both life and finances. Job changes. Family responsibilities. Difficult partings. Unexpected emergencies. Broken-down engines. The universe seems to find a way to absorb any financial “extras” that accumulate in your bank account. With more at stake now, protecting yourself and your family against the unexpected is a more important part of a comprehensive financial plan.
Financial planning, like so many things in life, can be more stressful to think about than actually do something about. Once you get to it, though, it’s actually quite intuitive: Before you ever add or subtract a number, it begins with laying out a few of your long – and short-term goals.